Think of it as a point buy system. There are 5 stats Smarts, Agility, spirit, strength, and vigor. They all start at a D4 ability and during character creation you have 5 points to buy new ‘dice’ a typical ‘human’ fighter may look like this.
Smarts D4, Spirit D6, agility D6, strength D6 Vigor D8.
The system uses ‘hindrances’ to buy more build points. You are allowed to buy up to 4 points of hindrances to gain some benifits. Major hindrances cannot be stacked at creation, but you may ‘earn one’ due to injuries later.
You start with 5 set skills and 12 skill points. From those points you can buy any of the 25 – 30 skiils up to a die equlivant of the linked stat.
The final step of character creation other than buying gear is buying edges. Edges can be bought with hindrance points. 2 points buy 1 edge. 2 points also buy a stat point. So you could bump a stat to be better or buy two edges.